Buying & Selling Advice

Top 3 Housing Market Predictions for 2022

1. Increased interest in renovation loans. Where limited inventory is available, renovations (and the loans for them) are becoming the more desirable option! In the first quarter of last year, estimated growth for remodeling spending exceeded the Leading Indicator of Remodel Activity (LIRA) expectations. This year, the LIRA’s prediction for renovation and repair growth is …

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Don’t Tackle Selling Your Home on Your Own – an Agent Can Help

If you’re looking to maximize your sale and minimize your effort, you need to work with a trusted real estate professional. In a seller’s market like today’s, it can be tempting to list your house on your own, known as “for sale by owner.” But the truth is, a real estate professional can save you …

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Experts Project Mortgage Rates Will Continue to Rise in 2022

Mortgage rates are one of several factors that impact how much you can afford if you’re buying a home. When rates are low, they help you get more house for your money. Within the last year, mortgage rates have hit the lowest point ever recorded, and they’ve hovered in the historic-low territory. But even over the past …

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How to Bridge the Appraisal Gap in Today’s Real Estate Market

It’s never been more important to understand the appraisal process and the risks involved. It’s also crucial to work with a skilled real estate agent who can guide you to a successful closing without overpaying (if you’re a buyer) or overcompensating (if you’re a seller). Find out how appraisals work and in some cases, don’t …

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Why You Need to Make Sure Your Home Isn’t Underinsured

Just like all drivers need car insurance for their vehicles, all homeowners need insurance for their homes. However, many homeowners don’t have as much insurance as they should, which can be devastating if something happens to their home. In the United States, roughly two out of every three homes does not have the proper amount …

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4 Tips to Maximize the Sale of Your House

In such a hot market, houses are selling pretty quickly. According to the National Association of Realtors (NAR), homes are typically on the market for just 18 short days. Despite the speed and opportunity for sellers, there are still steps you can take to prep your house to shine so you get the greatest possible return. 1. Make Buyers …

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Don’t Forget to Budget for Closing Costs

When buying a home, it’s important to have a budget and make sure you plan ahead for certain homebuying expenses. Saving for a down payment is the main cost that comes to mind for many, but budgeting for the closing costs required to get a mortgage is just as important. What Are Closing Costs? According to Trulia: “When you close …

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What is an FHA Loan and Is It Right for You?

The Federal Housing Administration insures what are called FHA loans. These mortgage loans provide opportunities for buyers with less-than-perfect credit or limited down payments to purchase homes, but they aren’t without potential pitfalls. FHA loans are available to borrowers with a credit score of at least 580, and you have to make a minimum 3.5% …

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82,338 Great Reasons to Buy a Home Today

The financial benefits of buying a home as compared to renting one are always up for debate. However, one element of the equation is often ignored – the ability to build wealth as a homeowner. Most experts are calling for home prices to continue appreciating over the next several years. The most recent Home Price Expectation …

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